You can use the PayPal Cashback Mastercard or PayPal Extras Mastercard as a payment source in your PayPal account and anywhere that Mastercard is accepted, in stores and online.
The best credit card sign-up bonuses of 2017 Bottom line: Is the PayPal Cashback Mastercard right for you?Counterpoint: Why you might want the PayPal Extras MasterCard instead.As you can see from the table above, the most significant differences between these cards are in their rewards and benefits.Both of these cards can be used for purchases anywhere Mastercard is accepted.For details, see the Mastercard Guide to Benefits.If the idea of extra cash or points up front is appealing to you, it might make sense to explore cards with discount tire college sign-up bonuses or wait to see if PayPal offers a sign-up bonus for one of these cards later.Bonuses Bonus rewards may be available for certain purchases from time to time, offering a higher percent cash-back than the standard.PayPal Cashback Mastercard, payPal Extras MasterCard, annual fee.Cardholders enjoy 2 cash-back* on all purchases.Table of contents, table of Contents, payPal Mastercards At A Glance.

While the PayPal Extras Credit Card may look good on paper due to its tiered points earning strategy, the redemptions are quite complicated.For example, hotel and air travel rewards must be requested at least 21 days in advance of travel.Enter the card number and 3-digit security code, then click "Activate".Gift cards: 800 points Merchandise: 3,000 points Cash-back to PayPal: 6,000 points Travel rewards: 15,000 points If redeeming for a travel reward, then all air, hotel, and car rental rewards must be redeemed at least 21 days in advance.You may only have one type of PayPal Mastercard account, either the PayPal Cashback Mastercard or the PayPal Extras Mastercard account.Anything above 20 is high, and.24 is absurd (especially as there are many credit cards with 0 APR for up to 18 months ).Redeeming Your Cashback Cash rewards are available for redemption on a monthly basis.What kind of PayPal credit cards does PayPal make available?
Youll earn one month and can redeem the next.
Also good to note: the cash rewards you earn in any reward period wont appear in your rewards summary until the billing period after the reward period.

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You can apply for either PayPal card online.